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Inua your biashara with quickly accessible loans of up to Kes 4 million, or businessperson?

Pay bills - Sort emergencies with Ngao Payday loan

Get up to KES 200,000 against your pay slip.

Pay bills - Sort emergencies with Ngao Payday loan

Get up to KES 200,000 against your pay slip.

Ngao Credit PayDay Loan

Get cash advance with our fast and easy payday loan or salary advance loan, Apply online now.

We provide financing of up to KES 200, 000 to private sector employees, repayable when you get your next salary.

Why Choose PayDay Loan?

Accessibility


Minimum amount of Ksh 5000 to a maximum of Ksh 200,000

Affordable rates

Interest rate of only 12%

Transparent

No hidden charges

Convenient & easy application


Get your cash directly into your phone via Mpesa

No deposit or security


No security or guarantors required.


Pay when you get paid

Maximum repayment period – 1 month.

Why Choose PayDay Loan?

Accessibility


Minimum amount of Ksh 5000 to a maximum of Ksh 200,000

Pay when you get paid


Maximum repayment period – 1 month.

Affordable rates


Interest rate of only 12%

Convenient & easy application


Get your cash directly into your phone via Mpesa

No deposit or security


No security or guarantors required.

Transparent


No hidden charges

How to Apply for Payday Loan

  • Fill in and submit the loan application form below

  • The loan application is appraised.

  • Send documents

  • Get your loan

How to Apply for Payday Loan

  • Fill in and submit the loan application form below

  • The loan application is appraised.

  • Send documents

  • Get your loan

What You Need for Successful Application

What You Need for Successful Application

  • Pay slip

  • Identification documents - original ID

  • Employment letter

  • 3 months’ bank statement

  • 3 months’ Mpesa statement

  • Pay slip

  • Identification documents - original ID

  • Employment letter

  • 3 months’ bank statement

  • 3 months’ Mpesa statement

What Our Customer Say;

Frequently Asked Questions;

Frequently Asked Questions;

How long does it take for the loan to get approved?
The loan is approved the same day after verification of documents.
Who can get a payday loan?
Payday loan is for employees working in private companies across Kenya
Do I have to be a Ngao Credit customer to get a salary advance?
No, all you need is your payslips, bank and MPesa statements
How do I pay back my payday loan?
You can pay back the loan using the Ngao Paybill 932900 or bank account xxxxxxxxxx


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